4% FHA interest rate the first year + 5% fixed FHA rate or up to $20,000 seller's concession with use of builder's preferred! The Welby plan breathes with an open-concept layout. The expansive kitchen offers circulation which makes it an exceptional choice for entertaining. This two-story home has plenty of separation between public and private spaces. An expansive owner's suite, with walk-through closets, leads you to an ensuite with dual sinks and a large shower, it feels like paradise. Fencing included. 2.5 Garage! Turnkey - backyard fence and landscaping included, blinds & washer/dryer. This plan does come with an unfinished basement. Builder has additional inventory not listed in MLS. Upgrades - Stone Kitchen Countertops, 42" Cabinets, Gas Range, Full height tile backsplash, LVP wood look in Great room, LED Disc light package, Front landscape